Not financial, tax, legal, or investment advice. Other People's Money (OPM) is an informational and educational software platform. All strategies, projections, scores, and AI-generated outputs are illustrative only and do not constitute an offer, solicitation, recommendation, or fiduciary advice. Tax, legal, lending, and estate strategies vary by jurisdiction and personal circumstance — consult a licensed CPA, attorney, or registered advisor before acting. Past performance and modeled scenarios do not guarantee future results.