Every legal funding source, ranked for you.
Capital Strategy Engine
SBA 7(a) & 504, seller financing, HELOC, portfolio lines, private lending, hard money, syndications, JV equity, revenue-based financing — matched to your deal, credit, and cash position.
How this fuels your wealth engine
Every item below feeds one of three levers OPM optimizes for you — access to capital, after-tax return, and compounding speed. Click any topic to open a deep-dive with your wealth team, personalized to your profile and numbers.
What it covers — tap to dive in
You'll walk away with
Live tool
DTI / LTV Analyzer
Check where you land against lender thresholds.
DTIDTI — Debt-to-IncomeYour total monthly debt payments divided by your gross monthly income. Lenders typically want this under 43%; under 36% is ideal for the best rates.
15.0%
LTVLTV — Loan-to-ValueThe loan amount divided by the property's value. 80% or lower avoids mortgage insurance on most conventional loans.
80.0%
Down payment
$80,000
Verdict
Conforming ✓
Educational estimate — verify with a licensed CPA / lender.
Ask your wealth team