Your complete capital picture — one place.
Financial Profile
Every strategy starts with truth. This module maps your income, assets, liabilities, credit, entities, and goals into a single intelligence layer the entire platform uses.
How this fuels your wealth engine
Every item below feeds one of three levers OPM optimizes for you — access to capital, after-tax return, and compounding speed. Click any topic to open a deep-dive with your wealth team, personalized to your profile and numbers.
What it covers — tap to dive in
You'll walk away with
Live tool
Capital Availability Score
Every dollar you could deploy — legally — right now.
HELOC accessHELOC — Home Equity Line of CreditA revolving credit line secured by your home's equity. Usually caps at 80–85% of appraised value minus your mortgage balance.
$96,000
401k loan cap
$40,000
Unsecured est.Unsecured CreditCredit not backed by an asset (business/personal credit cards, lines of credit). Fastest to access but higher rates than secured debt.
$99,000
Total deployable
$260,000
Capital Score / 100Capital ScoreOPM's 0–100 rating of how much capital you can deploy right now — combining liquid cash, home equity, retirement, and credit access.
89
Educational estimate — verify with a licensed CPA / lender.
Ask your wealth team