Underwrite anything. Fund anything.
Real Estate Wealth Builder
Residential, small commercial, storage, hotels, mobile home parks, land plays — cap rate, DSCR, break-even occupancy, and IRR with sensitivity to rates, rent, and vacancy.
How this fuels your wealth engine
Every item below feeds one of three levers OPM optimizes for you — access to capital, after-tax return, and compounding speed. Click any topic to open a deep-dive with your wealth team, personalized to your profile and numbers.
What it covers — tap to dive in
You'll walk away with
Live tool
Rental Cash-on-Cash / Cap Rate
Model a rental purchase in seconds.
Monthly P&IP&I — Principal & InterestThe portion of your mortgage payment that goes to the loan itself (principal + interest), excluding taxes and insurance.
$1,835
Annual cash flow
$-185
Cap rateCap Rate — Capitalization RateNOI divided by property price. A quick yield metric — higher is better. 6–8% is typical for stabilized rentals.
6.2%
Cash-on-cashCash-on-Cash ReturnAnnual cash flow divided by the actual cash you invested (down payment + closing). Measures the return on your out-of-pocket dollars.
-0.2%
Educational estimate — verify with a licensed CPA / lender.
Ask your wealth team