Stress test everything.
Scenario Simulator
Rate hikes, cap rate expansion, tax law changes, occupancy drops, inflation shocks, refinance risk — run every asset and plan against the world you can't control.
How this fuels your wealth engine
Every item below feeds one of three levers OPM optimizes for you — access to capital, after-tax return, and compounding speed. Click any topic to open a deep-dive with your wealth team, personalized to your profile and numbers.
What it covers — tap to dive in
You'll walk away with
Scenario Simulator
Model your capital stack live
Projected in 10 yr
$294k
Unlevered baseline
$144k
OPM alpha vs baseline
$150k
Cumulative cash flow
$126k
OPM strategy No leverage / no strategyYr 0 · $10k → Yr 10 · $294k
Capital & leverage
Leverage multiplierLeverageUsing borrowed money to control a larger asset. 5× leverage means $1 of your cash controls $5 of assets — amplifying both gains and risk.
2.0×
Total assets per $1 of equity
Cost of debt
7.5%
Blended interest rate on borrowed capital
Monthly contribution
$1,500
New capital added each month
Returns & yield
Asset base return
7.0%
Unlevered annual appreciation + growth
Cash-flow yieldCoC — Cash-on-Cash ReturnAnnual cash flow divided by the actual cash you invested. Measures return on out-of-pocket dollars.
4.0%
Annual cash yield on assets (rent, dividends, SDE)
Reinvestment rate
60%
Share of cash flow redeployed
Tax, income & risk
Tax efficiency
10%
Income shielded via entity + depreciation
Income growth
4.0%
Annual raise + business growth
Inflation
3.0%
Erosion of purchasing power
Downturn drag
-15%
Cyclical drawdown every ~7 yrs
Time horizon
10 yr
Compounding window
Total contributions
$198k
Interest paid on leverage
$113k
Net multiple
1.41×
Illustrative only — not financial advice. Levered return ≈ base + (leverage − 1) × (base − cost of debt); tax alpha boosts effective cash yield; cyclical drawdown applied every 7 years.
Ask your wealth team