You're the beneficiary of a trust; assets stay outside your estate.
Someone else (typically a parent) creates a trust for your benefit with a small initial contribution ($5k). You are treated as grantor for income tax (defective) but not for estate tax. You can sell your own assets to the BDIT, retain control as trustee, use trust assets — all outside your taxable estate. Sophisticated wealth-preservation structure.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Borrow against cash-value life insurance at guaranteed rates.
Deduct 60–80% of working-interest investment in year 1.
Insure your own business risks — premiums are deductible.
Hedge funds + alternative assets inside a tax-free wrapper.
Sell appreciated assets tax-free + get lifetime income + charitable deduction.
Deduct now at FMV, grant to charity later — skip cap gains.
Lock in the $13.6M estate exemption before 2026 sunset.
Transfer appreciation to heirs with near-zero gift tax.