Multiple LLCs unlock multiple Chase Ink SUBs — legally.
Chase Ink family (Cash, Unlimited, Preferred, Premier) is application-bypass-friendly for business owners — you can hold multiple Inks simultaneously and even reapply for the SAME Ink after 12–24 mo. Sophisticated operators with genuine multi-brand businesses (side hustles, freelance streams, small ecom brands under separate DBAs/LLCs) can farm 2–4 SUBs per year at $900–$1,500 each. IMPORTANT: applications must reflect real business activity — do NOT fabricate businesses.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Build $100K–$500K of 0% intro-APR unsecured credit.
Stack personal 0% purchase/BT cards; deploy the float into cash-flowing assets.
3% BT fee for 18mo = ~2% APR — arbitrage vs 5% T-bill / private lending yield.
Route all business AP through 2%+ cashback cards — permanent margin lift.
Amex MR / Chase UR / Cap One transfers = 4–8¢/pt on business travel.
Sequenced personal + EIN-only biz apps for $20–50K/yr in tax-free SUBs.
Multiply SUBs and 3–5x category earnings without new hard pulls.
Pay earnest money, closing costs, or seller with a card at 2.9% fee.