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Card-Bridge for Tax Payments (Invest the Float)

Pay taxes on 0% card; invest freed cash at 5%+ T-bill yield during promo.

Overview

Pay quarterly estimates or annual property tax on a 0% intro-APR card via PayUSAtax/ACI (1.82% fee). Keep the equivalent cash invested in T-bills or MMF at 5%+ for the 12–18 month promo window. On a $100K tax bill: pay $1,820 processor fee, earn $6K–$8K in T-bill yield over 15 months, net ~$4K–$6K profit. Must repay card in full before promo ends.

Best fit
High-income self-employedReal estate investors with big property tax billsDisciplined cash managers
Estimated impact
$3K–$8K per $100K tax bill bridged

Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.

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