Stack three Chase business cards for effective 4–5x on every dollar via UR transfer partners.
Hold Ink Cash (5x on office supply & telecom, 2x on gas/dining), Ink Unlimited (1.5x on everything), and Ink Preferred/Premier (3x on travel, ads, shipping) — then pool all Ultimate Rewards into the Preferred/Premier and transfer to Hyatt/United/Air France at 1.8–2.5¢/pt. Effective earn on optimized spend hits 4–5% back — vs 1–2% cash-back on ordinary cards. Each card also carries an $900+ SUB.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Build $100K–$500K of 0% intro-APR unsecured credit.
Stack personal 0% purchase/BT cards; deploy the float into cash-flowing assets.
3% BT fee for 18mo = ~2% APR — arbitrage vs 5% T-bill / private lending yield.
Route all business AP through 2%+ cashback cards — permanent margin lift.
Amex MR / Chase UR / Cap One transfers = 4–8¢/pt on business travel.
Sequenced personal + EIN-only biz apps for $20–50K/yr in tax-free SUBs.
Multiply SUBs and 3–5x category earnings without new hard pulls.
Pay earnest money, closing costs, or seller with a card at 2.9% fee.