Front-load multi-year giving into one tax year to clear the standard deduction.
Post-TCJA, most households can't itemize because the standard deduction ($29K joint) exceeds their annual SALT + charitable + mortgage total. Bunching solves it: contribute 3–5 years of planned giving to a DAF in one year — clear the itemization threshold and capture full deductions — then take the standard deduction in off years while granting from the DAF on your normal schedule.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Multiply the $10M §1202 exclusion across multiple trusts.
4% corporate tax + 0% capital gains for bona fide residents.
Stack the $500K primary-home exclusion on top of a 1031 deferral.
Convert Traditional to Roth during sabbaticals or business-loss years.
Capitalize property taxes and interest on undeveloped land.
Deduct now, control forever, employ heirs.
Ordinary loss (not capital loss) on failed small biz — up to $100K.
Buy leveraged real estate inside your IRA — tax-deferred or tax-free.