Self-settled trust in NV/SD/DE — you're the beneficiary, creditors can't reach.
Establish a self-settled spendthrift trust in a DAPT-friendly state (Nevada, South Dakota, Delaware, Alaska, Wyoming). Transfer assets to the trust; you remain a discretionary beneficiary. After the state's seasoning period (2–4 years), assets are protected from future creditors, lawsuits, and divorcing spouses — while you still access distributions.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Borrow against cash-value life insurance at guaranteed rates.
Deduct 60–80% of working-interest investment in year 1.
Insure your own business risks — premiums are deductible.
Hedge funds + alternative assets inside a tax-free wrapper.
Sell appreciated assets tax-free + get lifetime income + charitable deduction.
Deduct now at FMV, grant to charity later — skip cap gains.
Lock in the $13.6M estate exemption before 2026 sunset.
Transfer appreciation to heirs with near-zero gift tax.