No-PG business vehicle financing for established biz — $1 buyout for depreciation.
Equipment Finance Agreements (Balboa, Ascentium, Crest Capital, First American) finance business vehicles/trucks at $50K–$500K with NO personal guarantee for businesses 2+ years old with clean commercial credit. $1 or 10% buyout options mean the business owns the asset (unlike an operating lease) and can claim §179/bonus depreciation. Faster and less paperwork than SBA. Rates 8–12% for good credit.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
6,000+ lb SUV/truck — deduct nearly the full price year 1.
Dedicated fuel cards with 25¢/gal rebates, 30-day float, and no personal guarantee.
Stack app rebates + fuel card + rewards card for 40–60¢/gal off.
Owner-operators get 20–60¢/gal off diesel via fleet fuel networks — no fee.
Write off up to 100% of a business vehicle over 6,000 lb GVWR in Year 1.
Lease deducts 100% of payments; buy deducts depreciation — pick by term and use.
Lease any EV and get the full $7,500 credit — no income cap, no assembly rules.
30% of purchase price up to $4,000 on qualifying used EVs from a licensed dealer.