Sell appreciated assets to your grantor trust — freeze estate, defer gain.
Sell appreciated business/real estate to an Intentionally Defective Grantor Trust for a promissory note at AFR (~4.5%). No gain recognized (grantor sells to himself for tax purposes). Trust holds the appreciating asset outside your estate; you hold a fixed-value note that gets consumed. Freezes estate value, transfers all future appreciation to heirs.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Borrow against cash-value life insurance at guaranteed rates.
Deduct 60–80% of working-interest investment in year 1.
Insure your own business risks — premiums are deductible.
Hedge funds + alternative assets inside a tax-free wrapper.
Sell appreciated assets tax-free + get lifetime income + charitable deduction.
Deduct now at FMV, grant to charity later — skip cap gains.
Lock in the $13.6M estate exemption before 2026 sunset.
Transfer appreciation to heirs with near-zero gift tax.