Invest as LP in interval funds and BDCs — 9–12% yield on institutional private-credit portfolios.
Interval funds (Cliffwater CIF, Blackstone BCRED) and non-traded BDCs (Blackstone Private Credit Fund, Blue Owl Capital) offer retail-accessible ($10K–$25K minimums) exposure to institutional private-credit portfolios yielding 9–12% distribution rates. Liquidity: interval funds have quarterly repurchase windows (typically 5% of shares/quarter); non-traded BDCs offer monthly liquidity in some cases. Structure preserves 1099 taxable dividend treatment (not K-1). Fees: 1–2% mgmt + 15–20% carry over hurdle. Best for tax-advantaged accounts.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Lend directly to real estate investors on 1st-lien trust deeds — 8–14% yield secured by real property at 60–70% LTV.
Buy B2B invoices at 90–95% face — collect full value 30–90 days later. Effective yield 25–60% annualized.
Fund small businesses at 1.15–1.35× via receivables purchase — 30–90 day payback, 25–50% IRR (ethical caps).
Provide the down-payment + rehab gap to fix-and-flip investors — 12–18% + 2–4 points on 4–6 month bridge.
Buy whole-loan portfolios directly from P2P platforms — 6–12% net yield with algorithmic underwriting.
Buy in-force life insurance policies from seniors — pay premiums, collect death benefit. 8–12% IRR uncorrelated.