Stack $500–$3,000 in factory rebates most buyers never claim.
Nearly every OEM (Ford, GM, Stellantis, Toyota, Honda, Hyundai, Kia, BMW, MB) offers UNADVERTISED programs: loyalty ($500–$1,500 if you currently own the brand), conquest ($500–$2,000 if you own a competitor listed on their conquest sheet), college grad ($500–$1,000 within 2 yrs of grad, most brands), military ($500–$1,000), first responder, farm bureau ($500), Costco Auto Program (locked pre-negotiated pricing + $300–$700 Costco cash card). Ask F&I for the 'incentive stack' printout.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
6,000+ lb SUV/truck — deduct nearly the full price year 1.
Dedicated fuel cards with 25¢/gal rebates, 30-day float, and no personal guarantee.
Stack app rebates + fuel card + rewards card for 40–60¢/gal off.
Owner-operators get 20–60¢/gal off diesel via fleet fuel networks — no fee.
Write off up to 100% of a business vehicle over 6,000 lb GVWR in Year 1.
Lease deducts 100% of payments; buy deducts depreciation — pick by term and use.
Lease any EV and get the full $7,500 credit — no income cap, no assembly rules.
30% of purchase price up to $4,000 on qualifying used EVs from a licensed dealer.