Bypass CA/NY state income tax on investment income.
A Nevada Incomplete-gift Non-Grantor Trust (NING) or Delaware equivalent (DING) is treated as a non-grantor trust for income tax — trust income is taxed in NV/DE (no state tax) instead of the grantor's home state. Ideal for pre-sale of a business or concentrated stock. Recent CA legislation limits benefit for CA residents; still works in NY/NJ/IL/MN.
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Borrow against cash-value life insurance at guaranteed rates.
Deduct 60–80% of working-interest investment in year 1.
Insure your own business risks — premiums are deductible.
Hedge funds + alternative assets inside a tax-free wrapper.
Sell appreciated assets tax-free + get lifetime income + charitable deduction.
Deduct now at FMV, grant to charity later — skip cap gains.
Lock in the $13.6M estate exemption before 2026 sunset.
Transfer appreciation to heirs with near-zero gift tax.