Series I Savings Bonds: interest deferred up to 30 years, always state/local tax-free, education-use exclusion.
U.S. Series I Savings Bonds (TreasuryDirect) pay inflation-linked interest, deferrable up to 30 years for federal tax (or elect annual reporting for kids with low brackets), and are ALWAYS exempt from state/local tax. Additional §135 exclusion: if used for qualified higher-education expenses in the year cashed and MAGI is under phase-out ($175K MFJ 2024), interest is federally tax-free too. $10K/yr per person + $5K/yr via tax refund. Family of four can buy $50K/yr.
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Multiply the $10M §1202 exclusion across multiple trusts.
4% corporate tax + 0% capital gains for bona fide residents.
Stack the $500K primary-home exclusion on top of a 1031 deferral.
Convert Traditional to Roth during sabbaticals or business-loss years.
Capitalize property taxes and interest on undeveloped land.
Deduct now, control forever, employ heirs.
Ordinary loss (not capital loss) on failed small biz — up to $100K.
Buy leveraged real estate inside your IRA — tax-deferred or tax-free.