Partner with someone's SDIRA — they fund, you operate.
Find investors with large IRA/401(k) balances (often $250k+). Roll into a Self-Directed IRA, partner with you on real estate, private lending, or business deals. They contribute capital from IRA, you contribute operational work (as non-disqualified party) or partial capital. Split returns proportionally. Strict prohibited-transaction rules — no personal use, no disqualified-party dealings. Requires SDIRA custodian and careful structuring.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Multiply the $10M §1202 exclusion across multiple trusts.
4% corporate tax + 0% capital gains for bona fide residents.
Stack the $500K primary-home exclusion on top of a 1031 deferral.
Convert Traditional to Roth during sabbaticals or business-loss years.
Capitalize property taxes and interest on undeveloped land.
Deduct now, control forever, employ heirs.
Ordinary loss (not capital loss) on failed small biz — up to $100K.
Buy leveraged real estate inside your IRA — tax-deferred or tax-free.