Bank first + seller second = 100% LTV commercial acquisition.
Stack a conventional/SBA first mortgage (70–80% LTV) with a seller-carried second (15–25%). Total financing hits 95–100% LTV with minimal cash in. Seller gets a note yielding 6–9%, you get the property with almost no equity. Most banks allow this if seller-second is fully subordinated and payments are reserved. Common in SBA 7(a) deals.
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Multiply the $10M §1202 exclusion across multiple trusts.
4% corporate tax + 0% capital gains for bona fide residents.
Stack the $500K primary-home exclusion on top of a 1031 deferral.
Convert Traditional to Roth during sabbaticals or business-loss years.
Capitalize property taxes and interest on undeveloped land.
Deduct now, control forever, employ heirs.
Ordinary loss (not capital loss) on failed small biz — up to $100K.
Buy leveraged real estate inside your IRA — tax-deferred or tax-free.