Take over seller's existing mortgage — no bank qualification.
Buy 'subject to' the existing mortgage: title transfers to you, but the seller's loan stays in place. You make payments directly. No credit check, no appraisal, no new loan. Ideal for distressed sellers with low-rate legacy loans. Due-on-sale risk exists but rarely triggered; use land trust or servicer disclosure to manage.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Multiply the $10M §1202 exclusion across multiple trusts.
4% corporate tax + 0% capital gains for bona fide residents.
Stack the $500K primary-home exclusion on top of a 1031 deferral.
Convert Traditional to Roth during sabbaticals or business-loss years.
Capitalize property taxes and interest on undeveloped land.
Deduct now, control forever, employ heirs.
Ordinary loss (not capital loss) on failed small biz — up to $100K.
Buy leveraged real estate inside your IRA — tax-deferred or tax-free.