Other People's MoneyThe Capital Strategy PlatformPlansBuy a profitable business with 10% of your own money
SBA 7(a) plus seller carry plus an equity slice is how most small businesses actually change hands. Model the stack, the DSCR, and your day-one cash flow before you make an offer.
No bank connection. No credit pull. Cancel any time.
What you get
- Full acquisition capital stack: SBA, seller note, equity, earnout
- DSCR and debt-service coverage the lender will underwrite to
- Deal screening on real seller numbers, not the broker's pitch
- Negotiation angles and a written offer framework
Worked examples, not vague promises
These are illustrative models produced by the platform's own math on representative profiles — not client testimonials and not a promise of results. Your numbers produce your own figures.
$38k liquid, no business entity, rents.
- Entity + S-corp election modeled on a $60k side income
- Borrowing power mapped across HELOC, SBA microloan, 0% business lines
- House-hack structure at 5% down with rental offset underwriting
Taxed as a partnership, no depreciation strategy.
- Entity posture review: LLC → S-corp with reasonable-comp modeling
- PTET election screened for the owner's state
- Cost segregation modeled on two owned properties
Equity trapped, DSCR unknown, no entity separation.
- Per-asset DSCR and LTV computed, weighted blended rate
- Idle-equity extraction estimate against 75% LTV ceilings
- Capital recycling sequence into a fourth acquisition
The tools behind it
Straight answers
We help you screen and structure deals you bring. We are not a broker and do not represent buyers or sellers.
You need a plan first. The free readiness check shows what a lender would say about your profile today.
Yes. Cancel any time and keep access through the end of your paid month.
Start with one real number
Three minutes, five inputs, no account required to see your first result.
Check my acquisition readinessEducational strategy software — not tax, legal, or investment advice.