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Legal leverage

Buy income-producing assets with other people's money

See exactly how much capital you can access right now — bank debt, SBA, seller carry, HELOC, and private credit — and which structure a lender will actually approve for your numbers.

See my borrowing power free View membership plans

No bank connection. No credit pull. Cancel any time.

6
Capital sources modeled
785+
Strategies in the library
3 min
To your first result

What you get

  • Your borrowing power across 6 capital sources, not one generic pre-qual
  • The capital stack that fits your credit, income, and collateral today
  • DSCR and lender-readiness math before you talk to a bank
  • A written plan you can hand to a lender or broker
What the output looks like

Worked examples, not vague promises

These are illustrative models produced by the platform's own math on representative profiles — not client testimonials and not a promise of results. Your numbers produce your own figures.

Illustrative model
W-2 earner, $145k, 741 credit

$38k liquid, no business entity, rents.

  • Entity + S-corp election modeled on a $60k side income
  • Borrowing power mapped across HELOC, SBA microloan, 0% business lines
  • House-hack structure at 5% down with rental offset underwriting
$310k
Modeled accessible capital
Illustrative model
Business owner, $420k profit, LLC

Taxed as a partnership, no depreciation strategy.

  • Entity posture review: LLC → S-corp with reasonable-comp modeling
  • PTET election screened for the owner's state
  • Cost segregation modeled on two owned properties
6 elections
Eligible this tax year, with deadlines
Illustrative model
Investor, 3 rentals, $610k equity

Equity trapped, DSCR unknown, no entity separation.

  • Per-asset DSCR and LTV computed, weighted blended rate
  • Idle-equity extraction estimate against 75% LTV ceilings
  • Capital recycling sequence into a fourth acquisition
$182k
Modeled idle equity available

The tools behind it

Borrowing Power

What you can access across every source.

Capital Stack

Layer debt, equity, and seller carry.

Lender Readiness

Fix what would get you declined.

Straight answers

Do I have to connect my bank?

No. Bank linking is not offered. You enter your own numbers and can change them any time.

Is this a loan or a lender?

Neither. OPM is a strategy platform — we model structures and readiness. We do not lend, broker, or place capital.

Can I cancel?

Yes, any time. If you cancel you keep full access through the end of the month you already paid for.

Start with one real number

Three minutes, five inputs, no account required to see your first result.

See my borrowing power free

Educational strategy software — not tax, legal, or investment advice.

OPM