Buy the cash flow. Structure the deal.
Business Acquisition Advisor
Evaluate on-market and off-market businesses on EBITDA, SDE, DSCR, working capital, and structure. Design offers with seller notes, earn-outs, and SBA blends. Coach the negotiation.
How this fuels your wealth engine
Every item below feeds one of three levers OPM optimizes for you — access to capital, after-tax return, and compounding speed. Click any topic to open a deep-dive with your wealth team, personalized to your profile and numbers.
What it covers — tap to dive in
You'll walk away with
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SBA Acquisition Analyzer
Model an SBA 7(a)-financed small business acquisition.
Annual debt service
$89,262
DSCRDSCR — Debt Service Coverage RatioNet income divided by annual debt payments. Lenders usually require 1.25× or higher. Above 1.5× is strong.
2.02×
Owner take-home
$90,738
Cash-on-cashCash-on-Cash ReturnAnnual cash flow divided by the actual cash you invested (down payment + closing). Measures the return on your out-of-pocket dollars.
151.2%
Educational estimate — verify with a licensed CPA / lender.
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