Say the right thing. Get better terms.
Negotiation Coach
Seller financing scripts, LOIs, bank strategy, JV terms, investor decks — coached line by line, with the psychology and the numbers behind every ask.
How this fuels your wealth engine
Every item below feeds one of three levers OPM optimizes for you — access to capital, after-tax return, and compounding speed. Click any topic to open a deep-dive with your wealth team, personalized to your profile and numbers.
What it covers — tap to dive in
You'll walk away with
Live tool
Seller-Finance Optimizer
Blend bank + seller carry to lower cost of capital.
Cash in
$75,000
Blended rateBlended Interest RateThe weighted average of multiple loans' interest rates on the same deal (e.g., bank + seller carry combined).
9.50%
Monthly payment
$8,749
LeverageLeverageUsing borrowed money to control a larger asset. 5× leverage means $1 of your cash controls $5 of assets — amplifying both gains and risk.
9.0×
Suggested opening script
"I'd like to structure this at 10% down, with you carrying 20% at 6% over 10 years. That protects your price, gives you monthly income, and lets me close without a full bank stack — which means we can move in 30 days instead of 90."
Educational estimate — verify with a licensed CPA / lender.
Ask your wealth team