Self-settled irrevocable trust in NV/SD/DE/AK — creditor exposure eliminated after 2-year statute.
DAPTs — available in 19 states (best: Nevada 2-yr statute, South Dakota 2-yr, Delaware 4-yr, Alaska 4-yr) — allow you to be both grantor AND discretionary beneficiary of an irrevocable trust that shields assets from future creditors. Once 2-year statute runs, assets are unreachable by lawsuits, divorce (in some states), tax judgments. Requires independent trustee, no fraudulent transfer at funding, no bad-faith intent. Best for pre-liability planning (before doctors get sued, before divorce filed, before business risk materializes).
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Wyoming holding LLC (anonymous, charging-order sole remedy) owns operating LLCs — creditors can't seize equity.
Nevada LLC = charging order sole remedy + no income tax + strong anonymity via nominee manager.
One master LLC + unlimited protected sub-series — each property isolated, one annual fee.
Cook Islands trust — the gold standard offshore asset protection; U.S. judgments not recognized, 1-year statute.
Nevis LLC — $100K bond required for creditor to sue + 1-year statute + no U.S. judgment recognition.
Encumber personal residence / rentals with friendly HELOCs / notes — appear equity-poor to creditors.
Married couples in 25 states can title assets so single-spouse creditors can't touch them.
Property title held by trustee for anonymous beneficiary — public records show only the trust name.