Married couples in 25 states can title assets so single-spouse creditors can't touch them.
Tenancy-by-entirety (TBE) titling — available in 25 states (FL, TN, VA, MD, MI, MA, PA, HI, etc.) — treats married-couple property as a single indivisible whole. A creditor of ONE spouse cannot reach TBE property; only joint debts (mortgages, taxes) attach. Applies to real estate in all TBE states, and to personal property/bank accounts in some (FL is best — extends to LLC interests, brokerage). Free to implement, requires proper deed/account titling. Divorce or death of one spouse breaks the protection.
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Wyoming holding LLC (anonymous, charging-order sole remedy) owns operating LLCs — creditors can't seize equity.
Nevada LLC = charging order sole remedy + no income tax + strong anonymity via nominee manager.
One master LLC + unlimited protected sub-series — each property isolated, one annual fee.
Self-settled irrevocable trust in NV/SD/DE/AK — creditor exposure eliminated after 2-year statute.
Cook Islands trust — the gold standard offshore asset protection; U.S. judgments not recognized, 1-year statute.
Nevis LLC — $100K bond required for creditor to sue + 1-year statute + no U.S. judgment recognition.
Encumber personal residence / rentals with friendly HELOCs / notes — appear equity-poor to creditors.
Property title held by trustee for anonymous beneficiary — public records show only the trust name.