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Charitable & Philanthropic

Pooled Income Fund (Mini-CRUT Alternative)

Contribute to a charity-managed pool — get pro-rata income for life + charitable deduction.

Overview

A Pooled Income Fund (PIF) is a charity-run trust that pools multiple donors' assets, invests them, and pays each donor a pro-rata share of income for life. Remainder goes to sponsoring charity at death. Lower minimums than a CRT ($5–25K), simpler admin, charitable deduction based on age + payout. Great entry-level planned giving vehicle.

Best fit
Retirees wanting income + philanthropySmaller gifts ($5–100K) not warranting a full CRTAlumni major-donor pathways
Estimated impact
Charitable deduction + lifetime income at smaller scale than CRT

Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.

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