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Retirement

Defined-Benefit / Cash-Balance Plan

Shelter $100K–$300K+/yr for high-earning owner-only businesses.

Overview

DB plans allow massive age-weighted contributions — often $150K–$300K+/yr for owners 45+. Stack with a 401(k) for even more shelter.

Best fit
Solo pros 45+ earning $300K+PhysiciansConsultants
Estimated impact
$60K–$120K+/yr federal tax reduction

Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.

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