Borrow up to $50k against your own retirement — pay yourself interest.
Any 1099/self-employment income qualifies you for a Solo 401(k). Once funded, you can borrow up to $50k or 50% of balance (whichever less), 5-yr term, prime + 1–2% interest paid to yourself. Use loan proceeds for real estate deals, business capital, or debt payoff. Interest goes back into your retirement account — a true personal bank.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Shelter $69K/yr and borrow up to $50K from yourself.
Invest retirement funds in real estate, private equity, notes.
Use 401(k)/IRA to fund a business — no tax, no loan.
Shelter $100K–$300K+/yr for high-earning owner-only businesses.
Get $46K+/yr into Roth despite income limits.
Pre-tax in, tax-free growth, tax-free out — the only triple-tax account.
Triple tax-free vehicle — the best account in the code.
$300k+/year deductible contributions for older high-earners.