Sell target's equipment to a leasing company day-of-close — fund your down payment.
For acquisitions of equipment-heavy businesses (manufacturing, construction, logistics, medical, restaurant), coordinate a sale-leaseback with a leasing company (Balboa, Crest Capital, Beacon) to close simultaneously with your acquisition. The leasing co pays cash for the equipment at close (funding 60–100% of your down payment); the acquired business leases the equipment back at monthly payments underwritten by post-close cash flow. Effectively finances the equity injection itself.
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1st mortgage + HELOC 2nd + 10% down — kill PMI and preserve cash.
Buy cash, cash-out refi inside 6 months at purchase price — not appraised value.
Route earnest money and closing on 0% cards — keep reserves for lender.
Draw primary-home HELOC for investment DP; refi/pay down after stabilization.
Pledge multiple properties as one loan — unlock higher LTV on new acquisitions.
Bypass the Fannie 10-loan cap by layering Non-QM personal + DSCR LLC loans.
Kiavi / Lima One / RCN revolving facility — cheaper than one-off hard money.
Card-fund seller arrears to take deed subject-to existing sub-4% financing.