Buy a second home rented on Airbnb using DSCR loan — no personal income docs, qualify on projected rents.
DSCR (Debt-Service Coverage Ratio) loans qualify borrowers on the property's projected or actual rental income, not personal tax returns. Buy a mountain cabin, beach house, or Airbnb-market condo with 15–25% down at 7–8.5% rates, LLC vesting allowed, no W-2 or self-employment tax return required. Perfect for high-income self-employed buyers whose Schedule C shows aggressive deductions. Stack with cost segregation on the rental for massive first-year depreciation.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy, Rehab, Rent, Refi, Repeat — recycle capital infinitely.
Recession-resistant cash flow with fragmented mom-and-pop sellers.
Exit landlording without paying cap gains.
Buy a 2–4 unit with 3.5% down, tenants pay your mortgage.
Buy, Rehab, Rent, Refinance, Repeat — with 100% OPM.
Renovate while living in, sell tax-free every 2 years.
Zero capital, zero credit — flip contracts for $5–25k each.
Rent apartments, sublet to travel nurses at 2–3× rent.