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§179 + Bonus Depreciation on 6,000+ lb Vehicle

Write off up to 100% of a business SUV/truck in Year 1.

Overview

IRC §179 + §168(k) bonus depreciation lets a business immediately deduct a large portion of a >6,000 lb GVWR vehicle placed in service and used >50% for business. 2025 limits: $31,300 §179 SUV cap + 40% bonus + regular MACRS on remainder. Pickups with 6+ ft beds and cargo vans get uncapped §179. Combined with financing (0% OEM or business auto loan), the tax refund often exceeds Year-1 out-of-pocket — an OPM buy funded by IRS.

Best fit
Self-employed / SMB ownersReal estate agentsTrades needing trucks
Estimated impact
$15K–$60K Year-1 deduction = $5K–$25K refund

Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.

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