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Crypto & Digital Assets

Donate Appreciated Crypto to Charity / DAF

Give appreciated BTC to a DAF — no cap gains, full FMV deduction.

Overview

Donate appreciated crypto (held 12+ months) to a Donor-Advised Fund (Fidelity Charitable, Schwab, Vanguard, Endaoment) or public charity: you deduct FMV (up to 30% AGI for LTCG property), you never pay cap gains, and the charity sells crypto tax-free. On $100K of BTC with $10K basis: skip $18K federal cap gains + deduct $100K = ~$55K total tax savings.

Best fit
Charitably-inclined crypto holdersHigh earners with appreciated cryptoDAF users
Estimated impact
50–60% total tax benefit on donated amount

Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.

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