Borrow against BTC/ETH at 5–10% — no capital gains, keep the upside.
Deposit BTC/ETH with Ledn, Nexo, Aave, Compound, or Salt at 25–50% LTV and borrow USD/stablecoin at 5–10% APR. No taxable event (loans aren't income). Deploy loan proceeds into real estate, business, or 5%+ T-bill yield — keep 100% of crypto upside. Liquidation risk if collateral drops 40–60%. Best used at low LTVs (<35%).
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Sell crypto at a loss and rebuy the same asset immediately — wash sale doesn't apply.
Hold BTC/ETH inside a Roth IRA — tax-free growth on generational gains.
Move to PR, become bona fide resident, pay 0% federal tax on post-move crypto appreciation.
Defer crypto capital gains by rolling into a QOZ fund within 180 days.
Give appreciated BTC to a DAF — no cap gains, full FMV deduction.
Appraised NFT donation = FMV deduction, no cap gains recognition.
Deduct 100% of ASIC/GPU rig cost year one; mining income offset by depreciation.
Compare on-chain stablecoin yields to T-bills, park capital where risk-adjusted return wins.