Hold BTC/ETH inside a Roth IRA — tax-free growth on generational gains.
Use Alto CryptoIRA, iTrustCapital, Rocket Dollar, or a checkbook LLC IRA to hold crypto inside traditional or Roth IRA. Roth = tax-free growth + tax-free withdrawal after 59½. Traditional = deductible now, ordinary income on withdrawal. UBIT risk on active DeFi/staking (protects passive holding only). Watch out for prohibited transactions (personal wallet co-mingling = disqualification).
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Sell crypto at a loss and rebuy the same asset immediately — wash sale doesn't apply.
Borrow against BTC/ETH at 5–10% — no capital gains, keep the upside.
Move to PR, become bona fide resident, pay 0% federal tax on post-move crypto appreciation.
Defer crypto capital gains by rolling into a QOZ fund within 180 days.
Give appreciated BTC to a DAF — no cap gains, full FMV deduction.
Appraised NFT donation = FMV deduction, no cap gains recognition.
Deduct 100% of ASIC/GPU rig cost year one; mining income offset by depreciation.
Compare on-chain stablecoin yields to T-bills, park capital where risk-adjusted return wins.