Rental loans qualified on property cash flow, not personal DTI.
Non-QM lenders underwrite on property DSCR (rent ÷ PITI). No W-2 or tax returns needed. 20–25% down, 30-yr fixed, close in LLC.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Raise from LPs to acquire larger assets you couldn't alone.
Use HELOC as checking account to compress mortgage payoff.