Tap home equity to fund higher-yield investments.
Draw on a HELOC (variable, interest-only) to acquire cash-flowing assets whose after-tax yield exceeds the HELOC rate. Manage rate risk with quick payback or refi.
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Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.
Use HELOC as checking account to compress mortgage payoff.