Other People's Money
Back to library
OPM Capital

Portfolio / Securities-Backed Line

Borrow against your stock portfolio without selling.

Overview

SBLOC/pledged-asset line lets you borrow 50–70% of a taxable brokerage at prime-ish rates. No cap-gains tax, keep upside, deploy into deals or bridge liquidity.

Best fit
$250K+ taxable brokeragesConcentrated stockTax-sensitive
Estimated impact
Avoid 15–37% cap-gains tax on liquidity

Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.

More opm capital strategies

See all OPM Capital strategies
OPM