2% Executive rebate + 2% card cashback = 4% on Costco groceries, gas, and Kirkland brands.
Costco Executive membership ($130/yr) returns 2% of annual Costco spend (up to $1,250) at year-end. Costco Anywhere Visa (Citi) pays 2% on Costco purchases + 4% on gas (up to $7K/yr) + 3% on dining/travel. Stack = 4% back on Costco groceries, 6% on gas. Family spending $10K/yr at Costco: $200 Executive rebate + $200 Visa cashback = $400/yr, more than 3x the membership cost. Add Instacart-Costco integration for delivery access to the same pricing.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Deduct half of client, prospect, and travel meals — bulletproof with the right log.
Break-room coffee, snacks, and water — 100% deductible, not 50%.
Free meals to employees on business premises — deductible to employer, tax-free to worker.
Use federal per diem rates for travel meals — deduct without receipts.
Restaurant owners recover employer FICA paid on employee tips as a dollar-for-dollar tax credit.
10-year SBA 7(a) or 25-year 504 to buy, build, or refi a restaurant — 10% down.
USDA guarantees loans up to $25M for food businesses in towns <50K population.
Run 3–8 delivery-only brands from one kitchen; each new brand adds revenue at ~zero incremental fixed cost.