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Management Buyout + Seller Note + Earn-Out

Buy the company you already run with minimal cash.

Overview

Stack SBA/bank senior + seller note (20–40%) + performance earn-out. Founders get liquidity + upside; you get control with 5–10% real cash-in-deal.

Best fit
Key employeesCOOs/GMsFamily succession
Estimated impact
5–10% cash-in vs 100% cash purchase

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