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Micro-Acquisitions via 100% Seller Financing

Buy $100–500k businesses fully seller-financed.

Overview

Target retiring owners of small profitable businesses ($100–500k price, $50–200k SDE). Negotiate 100% seller-financed purchase, 5–10 year term, payments from business cash flow. No banks, no personal guarantee (ideally), no down payment. Stack 3–5 micro-acquisitions in 2 years to build $500k+ in personal cash flow.

Best fit
Boring-business acquirersZero-down operatorsCash-flow-focused buyers
Estimated impact
Control $500k+ SDE with $0–25k down over 24 months

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