Finance $50K–$500K in kitchen equipment with no personal guarantee for established operators.
Equipment finance specialists (Balboa, Ascentium, Crest, Beacon, North Mill) fund restaurant equipment — ovens, hoods, walk-ins, POS, dishwashers — with $1 or 10% buyout, allowing §179/bonus depreciation. Established restaurants (2+ yrs, clean D&B) qualify for NO personal guarantee at $100K–$500K. Startups still qualify with PG at 8–14% rates. Faster than SBA (48–72 hours to close).
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Deduct half of client, prospect, and travel meals — bulletproof with the right log.
Break-room coffee, snacks, and water — 100% deductible, not 50%.
Free meals to employees on business premises — deductible to employer, tax-free to worker.
Use federal per diem rates for travel meals — deduct without receipts.
Restaurant owners recover employer FICA paid on employee tips as a dollar-for-dollar tax credit.
10-year SBA 7(a) or 25-year 504 to buy, build, or refi a restaurant — 10% down.
USDA guarantees loans up to $25M for food businesses in towns <50K population.
Run 3–8 delivery-only brands from one kitchen; each new brand adds revenue at ~zero incremental fixed cost.