Unlock capital from illiquid luxury assets at 40–50% LTV.
Sotheby's Financial Services, Athena Art Finance, Bank of America Private Bank, and specialty lenders originate non-recourse loans against museum-quality art, blue-chip wine cellars, rare watches, and jewelry. Rates 6–10%, LTV 40–50%, terms 1–5 years. Asset stays with owner (with insurance rider) or in bonded storage. Zero tax impact, zero forced sale.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.