Buy property with seller as bank — deed transfers at payoff, not at closing.
Seller retains legal title while buyer takes equitable title and possession, pays monthly principal + interest directly to seller, and gets the deed at final balloon. No bank underwriting, no appraisal, no origination fees. Common in the Midwest and for rural land. Buyer must record a memorandum of contract to protect against seller re-encumbering the property.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.