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OPM Capital

Cross-Collateralization Financing

Pledge multiple assets; borrow more than any one supports.

Overview

Use multiple properties as collateral for a single loan, or one property as collateral for multiple loans. Increases borrowing capacity but creates portfolio-wide exposure. Blanket loans + release clauses give flexibility.

Best fit
Multi-property ownersPortfolio acquirersSophisticated borrowers
Estimated impact
Unlock 20–40% additional leverage vs isolated loans

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