Business

Franchise Resale via SBA 7(a)

Buy an established franchise unit at 3× SDE with 10% down.

Overview

Resale franchises (existing units with proven cash flow) are SBA-eligible at 90% financing. Buy a $600K SDE unit for $1.8M with $180K down; SDE covers debt service 1.5× and pays you $250K+/year. Established brand (McDonald's, UPS Store, Ace Hardware) de-risks vs new-build franchise.

Best fit

First-time acquisition entrepreneursCorporate refugeesCash-heavy W-2 earners

Estimated impact

$250K+ annual SDE on 10% down

Run on my numbers Execution checklist

Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.

More business strategies

QSBS §1202 Exclusion
Sell your C-corp stock for up to $10M tax-free.
SMB Acquisition with Earn-Out
Bridge valuation gap and reduce upfront cash with earn-outs.
Holdco + Management Fee Structure
Shift income between entities to optimize tax and asset protection.
Management Buyout + Seller Note + Earn-Out
Buy the company you already run with minimal cash.
Search Fund / Self-Funded Search
Raise capital to find and buy a business you'll run as CEO.
SBA 7(a) 90% Acquisition Financing
Buy a $1–5M profitable business with 10% down.
Micro-Acquisitions via 100% Seller Financing
Buy $100–500k businesses fully seller-financed.
Service Bootstrap → Recurring Roll-up
Start agency at $0, acquire competitors on seller notes.

See all Business strategies