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OPM Capital

Hard Money Lending (Be the Bank)

Lend at 10–14% + 2–3 points to fix-and-flippers.

Overview

Loan capital to real estate flippers/BRRRR investors at 65–70% ARV, 10–14% interest + 2–3 points, 6–12 month terms. Secured by 1st lien. Higher yield than notes; needs deal-flow network and workout ability.

Best fit
Passive capital $100K+Fund-of-funds LPsSDIRA holders
Estimated impact
12–18% net yields on secured 1st liens

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