Municipality issues tax-exempt bonds on your behalf — 200–300 bps cheaper.
Cities and states issue tax-exempt Industrial Revenue Bonds or Private Activity Bonds on behalf of qualifying manufacturers, nonprofits, affordable-housing, and infrastructure projects. Because interest is federal-tax-free to investors, coupon rates run 200–300 bps below taxable debt. The issuing entity is the conduit; the borrower repays. $10M+ typical minimum. Bond counsel required.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.