Raise up to $5M (Reg CF) or $75M (Reg A+) from non-accredited public — build a customer-investor army.
Reg CF (Regulation Crowdfunding) allows $5M/yr raises from any U.S. investor via SEC-registered portals (Wefunder, Republic, StartEngine). Reg A+ Tier 2 allows $75M/yr with SEC 'mini-IPO' qualification. Both let non-accredited investors participate. Beyond capital, you gain thousands of brand ambassadors. Legal costs $30–100K, marketing 5–10% of raise. Ideal for consumer brands, real estate funds, mission-aligned businesses.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.