Blend post-money SAFEs with a rev-share tranche — raise faster, dilute less.
Instead of a pure equity round, structure a $100K–$500K raise as 60% post-money SAFEs (typical YC template) + 40% revenue-share notes (5–10% of gross revenue until 2x return, then extinguish). The rev-share tranche appeals to less-sophisticated F&F investors who want cash flow, while SAFEs preserve the cap table for institutional rounds.
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Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.